Insurance Disputes, Unfair Insurance Practices and Property Damage

Waddell & Magan, a Montana–based law firm, handles insurance bad faith, unfair trade practices, and fire, hail and tornado property damage cases nationwide.

You are currently in the section of our website focusing on insurance disputes. For information on our other practice areas, please see our business litigation, and personal injury sections.

What kinds of insurance – related cases do we accept?

We represent people and family businesses who have been victimized by insurance companies and their agents. The typical scenarios involve car accidents, disaster cases concerning homeowners' claims of property damage - such as fire loss or hail damage, cases of wrongful denial of liability and refusal to honor insurance policies.

Will I owe anything if I lose?

No. If we accept your insurance case, and it is unsuccessful, you will not be responsible for any of the costs incurred.

How does Waddell & Magan get paid?

Our contingent fee is based on a percentage of the total amount of benefits we recover from the insurance company on your behalf.

How long will it take to resolve my case?

The length of a case varies. All lawsuits revolve around the trial date set by the court. And that is up to the court administrators and the workload the court is handling. As for settlement, that too is usually tied to the trial date.

What is a mediation?

A mediation is a settlement conference which takes place prior to a case proceeding to trial. Each side appears with their lawyer and appears before a person known as a mediator. A mediator is often a retired judge or a lawyer practicing in the community. Both sides present their cases to the mediator. All information contained in the mediation conference is confidential and cannot be used. If the parties are unable to settle the case during the mediation, then the case proceeds to trial.

What if my insurance dispute ocurred outside of Bozeman?

Although Waddell & Magan is located in Bozeman, Montana, our attorneys practice throughout the state and are licensed in other states.

My case isn’t in Montana. Can you still represent me?

Yes. The attorneys at Waddell & Magan are licensed in Montana, Texas and Pennsylvania. If you live outside of these states, we will bring in local counsel to work in association with us on your case.

For background information on our firm and its lawyers, please tour our site. And don’t forget to see our car accident page, our checklist for handling the deaths of family members, car insurance tips, and information on handling the legal aftermath of fires, tornadoes, and other disasters.

There is no charge for an initial consultation.

Representative Case:

Unfair Trade Practices– Property Damage Claim

An insurance company refused to pay a small apartment complex owner’s claim after severe damage occurred during a storm, citing policy exclusions for failure to protect the property after the initial damage and claiming that the water damage that occurred was due to flooding and not “wind–driven rain.” The insurer allegedly acted in violation of the unfair trade practices statute during the umpire/appraiser process, and refused to pay for damages incurred. A settlement for our client was reached in excess of $3.8 million.*

*Results obtained depend on the facts of each case. Since every case is different, similar results may not be obtained in your case.